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Services I Provide

Joseph specializes in residential real estate throughout Northern California and
specifically in the San Francisco East Bay Area including the cities of Oakland, Hayward, San Leandro,
Castro Valley, Pleasanton, Livermore, Dublin, San Ramon, Danville, Alamo, Walnut Creek, Martinez,
and Concord to name a few.  

As an Upfront Mortgage Broker, Joseph can help his clients with a purchase, refinance, or home equity
line of credit anywhere in the state of California.  The same is also true for commercial or construction
loans.  

Joseph's graduate degree in business along with self-study in the areas of financial planning put him
in the position to provide his clientele with sound financial advice pertaining to such things as buying
and selling investment properties, cash flow management.  The effective implementation of a 1031
exchange, for example, is facilitated through his partnerships with Real Estate Attorneys, Accountants,
and Exchange companies.  

Affiliations

Realtor Associations:
National Association of Realtors, California Association of Realtors, Bay East Association
of Realtors

Title Companies:
Chicago Title, California Title, North American Title, Old Republic Title

Exchange Companies:
North American Exchange

Lenders and Financial Services:
40+ Banks and Lenders including GMAC, Washington Mutual, Wells Fargo, Wachovia

Attorneys:
Dimitrakos Law Offices and James A. Antonini

Public Accountants:
Tom Morris
Joseph Mendes, MBA
Realtor ® and Mortgage Broker

Your Realtor ® and More
510-281-0501
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www.greatschools.net

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www.TeamEMC/VellumCycles.com

www.cyclingnews.com
5 Bedrooms, 2 plus baths
1810 square feet
$735,000 w/ Roof Credit
11574 Estrella Court                    
 Dublin, CA
Joseph Mendes, MBA
Realtor   and Mortgage Broker

Your Realtor   and More
510-281-0501
®
®