First time Home Buyer Seminars - Currently not being held
How does reducing your monthly housing payment by $450 per month sound?
Doing so is very possible by utilizing one of the First Time Home Buyer Programs that is offered through my Mortgage Brokerage.
Let me explain this in greater detail.
In what is a very difficult market to buy a home, it makes sense to search out and make available every available "First Time Home
Buyer" assistance program. In general, these programs are based on offering loans with below market interest rates (usually
more than half a point lower then the going rate) and down payment assistance loans that work as silent seconds. These
assistance loans don't require the buyer to pay down any principle or interest and often times need never be paid back.
For a $550,000 home purchase*, a First Time Home Buyer could qualify for:
• A below market interest rate as low as 5.5%
• $29,000 in down payment assistance
A First Time Home Buyer utilizing such a program can purchase roughly $66,500 more home versus the buyer utilizing a
traditional loan program.
Attend one of my “fun”, educational seminars at no charge and find out how you can make your home buying experience a much
more enjoyable experience. Win a great door prize and enjoy some tasty food and beverages!
Each seminar is held at 6:30 PM on the 2nd Tuesday of each month at Chicago Title, 4637 Chabot Drive, Pleasanton CA, 94588.
Enrollment for each class is closed the at noon the Friday before each class. The seminar won't beheld if there are no
confirmed attendees.
Send me an email or call me to enroll for the seminar.
I can be reached at 925-264-1503 or 510-751-3372. My email is real_estate@josephmendes.biz.
*Assumptions: minimum credit score of 680, 20% down payment, debt to income ratio of 45% or less, income limits of $100,600
for a family of four
How does reducing your monthly housing payment by $450 per month sound?
Doing so is very possible by utilizing one of the First Time Home Buyer Programs that is offered through my Mortgage Brokerage.
Let me explain this in greater detail.
In what is a very difficult market to buy a home, it makes sense to search out and make available every available "First Time Home
Buyer" assistance program. In general, these programs are based on offering loans with below market interest rates (usually
more than half a point lower then the going rate) and down payment assistance loans that work as silent seconds. These
assistance loans don't require the buyer to pay down any principle or interest and often times need never be paid back.
For a $550,000 home purchase*, a First Time Home Buyer could qualify for:
• A below market interest rate as low as 5.5%
• $29,000 in down payment assistance
A First Time Home Buyer utilizing such a program can purchase roughly $66,500 more home versus the buyer utilizing a
traditional loan program.
Attend one of my “fun”, educational seminars at no charge and find out how you can make your home buying experience a much
more enjoyable experience. Win a great door prize and enjoy some tasty food and beverages!
Each seminar is held at 6:30 PM on the 2nd Tuesday of each month at Chicago Title, 4637 Chabot Drive, Pleasanton CA, 94588.
Enrollment for each class is closed the at noon the Friday before each class. The seminar won't beheld if there are no
confirmed attendees.
Send me an email or call me to enroll for the seminar.
I can be reached at 925-264-1503 or 510-751-3372. My email is real_estate@josephmendes.biz.
*Assumptions: minimum credit score of 680, 20% down payment, debt to income ratio of 45% or less, income limits of $100,600
for a family of four
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Joseph Mendes, MBA
Realtor and Mortgage Broker
Your Realtor and More
510-281-0501
Realtor and Mortgage Broker
Your Realtor and More
510-281-0501
®
®
